Principal
Mapa
Extranet
 
       
     
 
The development of the economy, fostered by the Internet and telecommunications explosion, has led to an increase in the pressure of competition in the Insurance Sector.
 
As new channels of marketing and interaction with clients emerge and the distribution channel is being transformed, insurance companies are displaying a growing interest in improvements in Customer Care and Service Quality, regarding them as key measures in setting themselves apart from the competition.
 

Besides this, it is becoming increasingly essential to have the right information on the profitability of the various product lines and customer segments. Computer applications must provide a fast, adaptable solution to these requirements.

 
Fihoca offers Business Solutions for the insurance sector and collaborates with several of the main General, Healthcare, Work Accident Mutual and Agricultural Insurance companies.
 
 
 Consultancy
access to general information
 
Technology consultancy.
Studies in definition of calculation models (mathematical reserves, redemptions, etc.) in Life and diverse branches.
 
 
 Information systems
access to general information
 
Individual and Group Insurance.
   
Life and Pensions Products; rating and issue, reserves, redemptions, reductions, etc.
   
Diverse risk products: parameterised rating and issue.
   
Losses: full processing, call centre, payments and orders to collaborating professionals and companies, statistical processes.
   
Life and Non-Life Reinsurance: reinsurance of risks (part, excess and mixed fee), global treatment with Reinsurers.
   
Healthcare Insurance.
   
Agricultural insurance.
   
Financial accounting area: accounting, payment automation, purchasing management, budgets, capital asset management.
   
Sales Network Management: support systems for agents and alternative sales channels.
   
Global statistics.
   
Monitoring of labour disability cases.
   
Settlements and mediator schedules.
   
Distribution of banking products on sales networks of agents or mediators.
   
Implementation/adaptation of standard solutions (packages).
 
References
 
Different branches
 
       
Parameterisation of the generation of new products of different branches
  Automobile  
  Inheritance  
  Agricultural insurance  
       
 
Life
 
       
Group
  Mathematical reserves, redemptions, annulments, etc.  
  Inheritance  
  Unit Linked  
  Pension Funds and Plans  
  Income Payments  
       
 
Reinsurance
 
       
Individual Life and Group Life
  Reinsurance and Non-Life branches  
  Transport: cars, maritime transport  
  Unit Linked  
  Financial management of Facultative Reinsurance  
 
Losses
 
       
Individual and Group Life loss treatment
  Claims resolution  
  Document management  
  Engagement management  
  Management of correspondence between companies  
  Tracking and daily log of the loss  
       
 
Sales
 
       
  Client, professionals and agent management  
  Transfers of portfolios between companies  
       
 
Other services
 
       
  Monitoring of labour disability cases.  
       
 
 
 Knowledge management
access to general information
 
Sales area support systems.
   
Document information and management services.
   
 
 
 
 Multimedia communication
access to general information
 
Web environment product simulators.
   
Simulation of rating and/or tax benefits in contracting products.
   
Web environment services.
 
References
       
Website and Intranet of services for private healthcare group.
  Services website for clients of general insurance companies.  
  Pension products simulator.  
  Investment fund purchase simulator.  
  Tax simulator for contracting life insurance and pensions.  
  Website and Intranet for contracting and complete operation of investment funds for agents and clients of an insurance group.  
       
 
 
 Activity training and support
access to general information
 
Training in technologies and new systems
   
Preparation of training materials
 
References
       
Workplace help CAL.
  Training materials in Life products.  
  Technical training in new environment (SAP).  
  Technical training for personnel in the IT Department on project management and new technologies.  
  Training and support in information systems change.  
       
 
 
 Services and outsourcing management
access to general information
 
Installations connection and management and administration support services.
   
Global maintenance of applications.
   
Consultancy
Information systems
Knowledge management
Multimedia communication
Activity training and support
Services and outsourcing management
Our clients